If you meet these requirements, you might be an excellent candidate for student loan refinancing and consolidation!If you don’t think you meet the requirements, don’t worry – as you can apply with a cosigner to increase your chances of getting approved for a better student loan.
Please contact them directly if you have questions.Rates are typically higher without a cosigner; however, borrowers that meet these requirements on their own do not need a cosigner (but may still choose to apply with a cosigner). We want you to borrow less, because there's no reason to borrow more money than you need. With our Palmetto Assistance Loan (PAL) rates as low as 3.99%, you'll have a loan that makes sense for your life and your future. We're here to take the confusion out of the process, so you can make the best decision.Once you're pre-approved, we'll give you all the terms of your loan and ask you to sign a promissory note, so funds can be officially sent to your school.Be sure to always save your documents, and know we're here to answer your questions.Disclosure: Student Loan Hero is a free website to help student loan borrowers.